Borrowing From Us
A Non Bank Lender Offering Simpler, Faster and Friendlier Project Financing.
Streamlined Approach to Project Financing
Whether you are a borrower seeking finance, or a finance broker representing your client, a timely credit decision is paramount. We can issue decisions promptly on the basis that we have all required information to make a proper credit assessment.
Drawing inspiration from the eagle’s remarkable traits – having a strong vision, moving swiftly, and finding opportunities in challenges – we integrate these lessons into our approach.
We offer an extensive range of property financing solutions to support the needs of borrowers and their projects.
PrivateInvest is not a “faceless” credit team that borrowers can never talk to – borrowers and brokers have direct access to the decision makers. We look to develop long lasting relationships with our borrowers and ensure they deal directly with the decision makers.
Our proficiency in structuring profitable projects and effectively managing risk through our approach enables our borrowers to leverage their strengths in project management and execution.
Our Finance Options
Registered First Mortgage Security
LOAN TYPE
Property Investment, Construction, Site Finance
LVR
Up to 70% – General 65% cap
Commercial, Industrial, Residential , Land and Hospitality
$3,000,000 – $25,000,000
9.75% + per annum, by negotiation, subject to asset and risk
6-24 months
Australian capital cities, selected major regional towns and growth corridors
Takeout/ refinance clearly evidenced
Registered Second Mortgage Security
LOAN TYPE
Construction, Site Finance
LVR
Up to 75%
Commercial, Industrial, Residential, Land and Hospitality
$1,000,000- $10,000,000
18% + per annum by negotiation, subject to asset and risk
6-18 months
Australian capital cities, selected major regional towns and growth corridors
Takeout/ refinance clearly evidenced
Preferential Equity
LOAN TYPE
Construction, Site Finance
LVR
Case by case basis
Commercial, Industrial, Residential , Land and Hospitality
$1,000,000- $5,000,000
Case by case basis
6-18 months
Australian capital cities, selected major regional towns and growth corridors
Takeout/ refinance clearly evidenced
Alternative to Traditional Banks
Unlike traditional banks, our focus is solely on financing projects within the property industry with a broader range of structured property finance.
Our existing portfolio comprises of loans with different locations, asset type and classes, and a preference to loans in major cities or major regional centres with acceptable risk profiles.
Our team has extensive experience in structuring commercial property finance. PrivateInvest offers borrowers mainly first mortgage loans but does offer second mortgage loans and preferred equity.
Investing With Us
Capital Preservation +
Higher Risk Adjusted Averages
PrivateInvest offers alternative investment opportunities in registered first and second mortgage property security for wholesale and sophisticated investors within the Australian market. Since our inception, we have maintained a record of no impairments or capital losses, emphasising a strong commitment to capital preservation while delivering above industry average risk-weighted returns. PrivateInvest investments options include the First Mortgage Income Fund, Select Mortage Trust and PrivateInvest + Capital Trust.
“We price transactions on a case by case basis dependent on the current wholesale market rates, the risk profile of the project, level of loan to value ratio and quality and experience of the underlying project sponsor.”
Davide Bini – Credit Origination
